Farm Credit has been around for 90 years, helping Americans find their place in the country. In the early years, the focus was primarily on farmers and ranchers who needed a lender they could rely on in good times and bad. Today, Farm Credit continues to be a dependable source of loans for farmers and ranchers, while also financing country homeowners, rural landowners and agribusinesses.
As a nationwide network of lending cooperatives, Farm Credit is the largest lender to rural America. The Tenth Farm Credit District, a segment of the Farm Credit System, is the largest rural lender in Alabama, Louisiana, Mississippi, New Mexico and Texas. The Tenth District is composed of the Farm Credit Bank of Texas and 20 affiliated lending cooperatives with more than 200 branch offices. Find a location near you in Alabama, Louisiana, Mississippi, New Mexico, or Texas.
You might be familiar with buying a home in the city, but financing rural property can be more complex. Farm Credit can help you move through the process quickly and easily. We specialize in rural financing, therefore our loan officers know what to watch out for. We can help you get the place of your dreams without any unpleasant surprises, whether you are buying 2 acres or 20,000 acres.
When you do business with Farm Credit, you benefit from competitive rates, exceptional service and experienced loan officers. You also become part-owner of the lending cooperative, which affords you stockholder rights. You can vote in director elections and important co-op business. In addition, when the cooperative does well financially, borrowers share in the earnings.
Farm Credit offers a wide variety of financial solutions and loan programs to meet the needs of agriculture and rural America.
Building or buying a home in the country? Consider Farm Credit. We can finance homes on any size of tract. We offer:
- Long-term fixed-rate loans with a variety of payment options
- Variable-rate loans for terms up to 15 years
- Construction loans that can roll into permanent financing with a single closing
When you need a place in the country to relax, retire or pursue your pastime, talk to Farm Credit. We finance everything from large hunting spreads to lakeside fishing cabins, and weekend farms to riding stables.
Why lease when you can buy your own sportsman’s paradise? Farm Credit finances rural land for those who enjoy hunting, fishing and other recreational pursuits. We even finance weekend cabins, lodges and property improvements like fencing and water wells.
Farm Credit specializes in financing farms and ranches, including land purchases and property improvements. We offer variable- and fixed-rate loans, with terms ranging from 5 to 30 years. You can count on our loan officers to understand the complexities of purchasing rural land, including appraisals and title searches.
From 25-acre fruit farms to 250,000-head cattle feedlots, Farm Credit finances every aspect of agriculture and agribusiness. We lend money for operating needs like seed, feed, fertilizer, livestock and equipment purchases. And because we understand agriculture, we tailor our loans to meet the production cycle of the operation. Farm Credit also finances every type of agribusiness, from food-processing firms to lumber mills, and offers cash management services that save our customers time and money.